One of the current government initiatives for long term care is the Long Term Care Ombudsman program. Through this, ombudsmen across all states in the country help citizens in finding the appropriate facilities where they can receive care, and also provide assistance and education for those who wish to get the best care they deserve.
Long term care is right now one of the main problems of health care in the United States. Legislators both then and now continue to draft new bills that could help elderly and disabled citizens find the care that they need in more accessible ways.
Moreover, these laws create agencies and institutions that will make sure government-supported programs have the funds necessary to provide care for individuals. Some also help towards the financial aspect of providing options in making access to these services within reach of even low-income families.
Long Term Care Ombudsman Program
The Older Americans Act ordered and opened the creation of an Office of the Long Term Care Ombudsman in every state so that its citizens can submit complaints related to LTC facilities and services and have them expeditiously resolved. This will have the ability to make judgments on such incidents while also advocating more and better services to recipients as well as increasing awareness of current federal health care programs.
Community Living Assistance Services and Supports Act
Called the CLASS Act for short, this brief legislation aimed at instituting a national and voluntary insurance program for long term care back in 2011. However, the current administration has recently suspended its implementation. Supposedly, people can voluntarily enrol in the program in securing their LTC insurance, as well as allow the option for employees to prepare for long term care through cash benefits.
Federal Long Term Care Insurance Program
The FLTCIP gives insurance policies with long term care coverage to applicants that would require assistance with daily activities or severe chronic ailments such as Alzheimer’s disease. The program, created by the Long-Term Care Security Act, is mainly directed towards government employees and annuitants, including postal service employees, retired and serving uniformed men and women and their relatives.
The Deficit Reduction Act of 2005 allowed any state in the country to provide Partnership Program qualified insurance policies that assist beneficiaries in applying for Medicaid after they’ve spent all of their policies benefits. Under this program, a certain portion of a holder’s assets is exempted when calculating if they can receive Medicaid, and moreover, these assets are protected from recovery.
Aside from laws created on a national level, there are also legislations from various states that cover long term care support and provisions. A big part of the continuous reforms on these regulations is the increasingly alarming growth of Medicaid spending by the federal government, which has spurred more initiatives that can answer with the needed resources or else provide alternative solutions. With each state having different costs of care, their specific state laws are very important to learn when preparing for your future health care.
By becoming the conduit between the people and the government’s health program, the Long Term Care Ombudsman program helps in improving the lives of individuals who need specialized care and attention.