Was able to come across this funny caricature…and ended up with a realization that majority of Americans have not planned for their retirement. Usually, people save money but do not realize that having savings is not enough. We should be able to save enough money to sustain the way of living we had while we were working, and many hasn’t done this…this is the very reason why many people go back to the workforce after retiring. For some, they invest in health and life insurance, but forgot to consider long term care (LTC) insurance. Do not underestimate ltc insurance, because as we age, there is a big possibility that we will be needing long term care services. It is therefore important for every American to think of its significance. Do not take chances or leave planning to fate. When we grow older, we are mostly on our own, so don’t procrastinate. Plan and safeguard your future while you’re young.